Claiming Social Security Survivor Benefits


The Social Security Administration thankfully offers survivor benefits to lessen the financial burden on qualifying children. 

A parent’s or guardian’s passing away can be a difficult and trying period, both emotionally and financially, especially for dependent children. Conditions for Eligibility: The child must be under 18 and unmarried in order to be eligible for Social Security Survivor Payments (up to 19 if they are still attending elementary or secondary school full-time).

Benefits may also be available to children with disabilities who first developed them before the age of 22. Collect Required Documentation, such as the Child’s Birth Certificate and Social Security Number, Prior to Beginning the Application Process. 

You will also need the deceased parent’s death certificate and Social Security number. 

The Social Security Administration should be contacted. To make an appointment, get in touch with the Social Security office that is closest to you or use the toll-free number (800-772-1213). 

As an alternative, you can begin the procedure online by going to the Social Security Administration’s official website. Fill out the application. You will be guided through the application procedure by the Social Security official, who will also assist you in filling out the required paperwork. 

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Unlocking Your Entitlement

Regarding the child’s relationship to the deceased parent and any other advantages the youngster could be receiving, you might need to supply more information. Continuity during processing: 

The Social Security Administration may need some time to assess and process the claim once the application has been submitted. Due to the complexity of the case and the volume of applications, processing times may change during this time. 

Recognize the benefit amount. The survivor benefit’s amount is determined by the parent’s work history and lifetime earnings. The survivor benefit is expected to be higher the more the parent worked to pay into Social Security. 

Keep track of the child’s health. Upon approval of the survivor benefits, it is crucial to keep an eye on the child’s eligibility. The benefits can end, for instance, if the child turns 18 or completes high school. Keep up with any developments that might have an impact on whether the benefits will continue. 

After losing a parent or guardian, a child’s claim for Social Security Survivor Benefits can be a crucial step in protecting their financial future. It is essential to comprehend the requirements for eligibility, complete the application procedure, and keep up with any changes to make sure the child gets the support they need during this trying time.

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Source: MARCA

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