Dollar Stretcher Tips ~ 05/12/2017

on Friday, 12 May 2017. Posted in Dollar Stretcher

Affordable Wedding Dress

My fiance and I want a nice wedding, but we don't have a lot of money to 
spend. Finding a dress was difficult. I saw dresses I liked, but the prices 
were beyond my budget. Then I found a white bridesmaid dress that I loved! 
It looks great on me, and I can afford it!

Auto Insurance Discounts

If you're under 25 or over 50, you should ask your agent about discounts 
for completing safe driving courses. Many high schools offer the courses, 
and they are generally available to all ages. Ask your agent what courses 
are approved in your area. This is just one more way to keep the cost of 
driving down.

Grocery Cart Rebound

Before I put anything in my grocery cart that's not on my list, I ask 
myself a couple of questions. Is it healthy for my family? Is it something 
that I'm sure we'll eat? Do we have something similar already at home? 
Would I really miss it if I didn't buy it? Many times, I find that I'm 
happy just leaving whatever it is on the shelf!

Trash Bill Savings

Many places combine your water, sewer, and trash bill and base the amount 
on how much water you use. If you're about to fill a swimming pool for the 
summer, you may get an adjustment to your bill if you ask. It's a simple 
matter of calling them and asking. They may say no, but it only takes a few 
minutes to call and find out.

Single Parents

It's really hard for a single parent to avoid credit card debt. One thing 
that helped me when I got divorced six years ago was to find another single 
mom to share a house with. Not only did it reduce my rent big time, but it 
also allows us to share many household duties. We each cook dinner on 
alternating days and swap some cleaning tasks. You need to pick someone 
that you like and whose kids get along with your kids. She's dating someone 
now, and while I wish her well, I hate to think that I might be losing my 

$10 Decor Flip

Here's a really cheap way to freshen the decor of your family or living 
room. Update your throw pillows for just a few dollars. Most throw pillows 
are the same size as cloth napkins! I look for something I like at Target, 
Walmart, or my favorite thrift store. I tack stitch it to the pillow. You 
probably could even get by with safety pins if you don't sew at all. For 
just a couple of dollars, I can add a splash of color that gives the room a 
new feel.

Teaching Children to Save

Like many families, we eat at restaurants occasionally. Our kids are in 
grade school, and we use these opportunities to teach them how to save. We 
give them the option of ordering a drink or not. If they don't order a 
drink, we give them the money that was saved. They can use the money to put 
in their bank or spend on something else. The concept is easy for them to 
understand and hopefully the lessons they learn will help them save when 
they get older.

Low Mileage Discount

Even though I own a car, I still take public transportation to work most 
days. Why? I do it because it saves me time and money. Instead of driving, 
I can catch up on emails while I ride the bus. I save on gasoline and put 
fewer miles on my car. My car is six years old, and I only have 21k miles 
on it! I should be able to keep it for 20 years if I want. Also, because I 
drive so little, I get a low-mileage insurance discount, too. I love the 
convenience of having a car when I go grocery shopping or need to buy 
something bulky, but leaving the car in the garage saves me a ton!

Wine Waste

We entertain at home. Occasionally, we open a bottle of wine but don't 
finish it. I always hate to pour it down the drain, but it does not taste 
as good the next day. I also use wine in cooking sometimes, but unless we 
are going to have wine with the meal, I can't see opening a bottle for the 
little bit I want for cooking. I have an answer now. I save any leftover 
wine from the meal by freezing it in an ice cube tray. I can use one or 
more of the cubes when I'm cooking. That's two sources of wine waste 

Casserole Savings

Here's a tip for the working mom. I make three casseroles at a time by 
tripling my recipes. I cut the time I spend preparing dinner big time. I 
prepare all three at once. That means only one clean-up. I put all three in 
the oven, but two of them come out when they're about 65% done. I freeze 
them for another day. I save because I'm buying ingredients in bulk. It 
also makes it easier to avoid picking up a pizza or fast food if I can pull 
a casserole out of the freezer and have a meal in 30 minutes. I think it's 
healthier for my family, too. It's still challenging being a working mom, 
but casseroles make dinner time much easier to face in my house.

Prescription Pill Cautions

I know that many people try to reduce their pharmacy bill by cutting 
prescription meds in half. That may be a good idea for some prescriptions, 
but not for all. You need to consider whether the pill is time-released or 
made with some special coating. Also remember that unless you're very good 
at cutting them, you probably aren't getting exactly half of the pill's 
amount. Another problem some people have is with generics. Their active 
ingredient could be the same as the name brand, but you might be allergic 
to some other non-active ingredient in the pill. Depending on the med, you 
might be able to get a sample or two of the generic before filling your 
script with it.