Dollar Stretcher Tips content

on Wednesday, 21 March 2018. Posted in Dollar Stretcher

Poor Folks Milk Bath

Royalty used to bathe in milk for more beautiful skin. Here's a great
substitute for us poor folks. Add two cups of dry milk to your warm bath
water and soak. I bring a glass of wine and a book and feel like a queen
for an hour!


More Florescent Light

My tip for those with florescent light tubes is to check the lumens and
then replace the tube with an LED tube that has more lumens. This can be a
$30 easy fix. These tubes, of course, also give more light in our garage
Steve in Riverside, CA


Alternative Seed Source

I love to grow my own herbs. Last year, I did an experiment. Instead of
buying all my seeds from a catalog, I bought some from my local natural
food store. They were much cheaper there and mostly grew just as well. I
also planted some sunflower seeds that graced my backyard!
Krysten S.


The 10 Minute Walk Through

With three kiddos, it's easy for our house to get messy. Therefore, we have
a 10-minute clean-up before bedtime each day. All three kids and I do a
walk through. Each of us picks up any of our stuff that needs to be put
away. It's an easy habit to form. The kids get used to it, and it keeps our
house from becoming a big mess!


Car Savings

I've found that the cheapest way to buy a car is to get a low-mileage used
car that's two or three years old, saving between 30-50% compared to a new
model. It's still under warranty for a few years, and if I have a mechanic
check it out before I buy, I am pretty sure that I am getting a good car. I
like to keep them until they're eight or nine years old with more than 100k
miles. The last few years there's almost no depreciation, and they rarely
need any major repairs until they reach 100k miles.


More Hood Filter Cleaning

I found it interesting to read the suggestions for cleaning range hood
filters. Many good suggestions were made, but none warned those using their
suggestions to be sure not to throw the remaining solutions down your
kitchen or any other drain. As soon as it gets cold, it will plug your
drains up quick as a wink. Be sure to dispose of it where it won't plug
your drains.
Lester Ann


Soup for Lunch

I make a large pot of soup every Friday evening or Saturday in my electric
pressure cooker. It is done really fast. From hearty bean soup to split pea
soup, it's always delicious and fast. When the soup is still hot, I pour
some in jars, close the jars tight, and put them upside down on my counter
to cool down. Once at room temperature, I store the jars in the fridge for
about a week. The rest of the soup I put in small Pyrex(r) bowls. I take
soup to work with me about three times per week. I microwave it at work and
then enjoy nice warm soup for lunch. We have the remainder of the soup for
weekend lunches or pair it up with sandwiches for a simple, last-minute
dinner. It is easy, fast, healthy, delicious, and thrifty.
Kris in WA


Can't Afford the Funeral?

My parents are getting up there in years, and we were discussing what they
wanted to do about funeral arrangements. They don't want fancy funerals,
but even a simple service can be pricey. They each have a life insurance
policy that allows funeral expenses to be paid from the proceeds as soon as
a copy of the death certificate is provided. It's not a big deal unless you
don't have the money to pay for the funeral. Then it can be important at a
time when everyone is hurting.
Warren in PA


My Car Buying Strategy

When I'm ready to purchase another car, I research online and decide
exactly what year, model, and color I want. Since I've had only Toyotas for
decades, this is the brand I know I want with a lighter color.

Then I look online for dealers in my vicinity that I can get to in no more
than two hours' driving time. I contact them by phone to discuss
availability of my choice and the pricing. Sometimes one dealer will offer
me a good discount and another one will top it.

When I finally walk into the dealer of my choice, I'm ready to face the
salesperson. I tell them I don't know if I'll have a trade-in or not or
whether I want financing. We agree on the total cost "out the door,"
meaning it includes tax, license, any discounts, etc. I go on from there.
After I know a solid "out the door" price, I will discuss my trade-in (if I
have one) and financing (if I'm going to finance). I am always ready to
walk out if things don't seem fair or as discussed. I can always find
another dealer!

I find the important thing in financing is not what you can afford per
month, but the total after the interest is added. Many times one's credit
union or bank can offer a much lower interest rate. If I finance with a
dealer, I always have a "pay off balance with no penalty" included. That
way, if I get a better deal down the line, I can finance elsewhere.
Mary J.