Dollar Stretcher Tips content
Why Buy Water?
Most people buy bottled water because they don't link the chlorine smell.
Here's a way to get rid of it without using one of those fancy filters.
Just fill your jug at night before bed. Leave it uncapped. By morning, all
of the chlorine will be gone.
Inexpensive Area Rugs
Regarding the article on cheap area rugs, you can buy leftover pieces of
carpet that are cut to size and then turn them over and seal the edges with
a glue gun. I have one that I stenciled a border pattern on and it has
lasted for 12 years now with just touch-up cleaning.
Here's an easy way to clean your indoor grill. Once you're through cooking
and unplug it, take three thoroughly soaked paper towels and place them on
the grill surface and close the lid. While you're eating, the warm grill
will loosen any baked on food making clean up easy!
Preretirement Expense Adjustment
I knew my retirement would shrink, so I wanted to be prepared. For the last
two years, I've gradually tried to live on less. Each year, I'm trying to
spend 2% to 3% less than the year before. I'm taking the extra money and
putting it in my retirement account. It's taken some discipline, but it
will pay off when I kiss my job goodbye in two years!
A Book Lover's Lament
I've been a book lover my entire life. I read two or three books every
week, and being a book lover, I hate to pass them along once I've read
them. Therefore, I have bookcases in every room of my house. I've recently
made a big change. Whenever possible, I buy and read a digital book. Not
only are they cheaper, but also digital storage is a snap!
When I was a kid, it was easy to shop for Mother's Day, but now that I'm
grown up, it's not so easy. My mom has everything she needs or wants.
Instead of buying her something, we go out to lunch once each season. We go
to one of mom's favorite restaurants, and we have a great time together. I
try to remember to bring an old family picture or something that will bring
a smile to her face. It probably costs more than I'd spend on a gift, but
it's worth it for my mom!
What My Move Taught Me
We moved last summer. Packing was a nightmare! Not only did we have a lot
of stuff from when the kids were small, but we also had all kinds of junk
that we had bought during our summer vacations. It always seemed like a
good idea to bring back something to help us remember the trip, but the
only time I remembered was when I was packing up the stuff to move or,
worse yet, throwing it in the trash because I didn't want to move it! We'll
be taking another trip this summer and the only thing I'm bringing back is
memories and a few pictures on my phone!
My Recipe Book
I love to try out new recipes on family and friends. Keeping my favorites
organized was becoming a problem until last summer. I decided to keep an
old tablet just for my recipes. I'm in the process of making sure all of my
old paper recipes are added. I've saved them by category and can search by
ingredients. The tablet is easy to read and a swipe with a damp sponge
keeps it clean. I'll never go back to the old way again!
Worth the Time and Inconvenience
I can relate to your annoyance with car insurance commercials. I'd like to
add to your suggestion of doing the necessary research to get the coverage
you need. My step-son is an auto mechanic. He's worked on my husband's work
vehicle, my vehicle, my son's vehicle, etc. He's pretty sharp. The very
"idea" that a busy mom or anyone for that matter can take a picture of
damage to a vehicle (after a fender bender or any accident), send it to the
insurance company, and receive a check within days is disturbing. The
amount of damage to the frame, under-carriage, or other parts of the
vehicle cannot be seen with the naked eye. It's not worth the risk as the
insurance company would like you to believe. Take the time (and
inconvenience) of being without a vehicle for a few days to have it
properly checked out, so the amount you receive will actually cover the
necessary repairs. That's my rant for the day.
I read a tip about a safe and it made me think of something I learned a few
years ago. Never put your fire-proof safe in your house, especially if you
keep important papers in it. Bolt it down in the garage and put something
over it. I hate to sound negative, but if you have a house fire, you will
still be able to find it. If the house burns and it is on any floor, it
will wind up in the basement amidst tons of debris and the chances of
finding it are slim, even if it is a fireproof safe. A garage is usually
one story with nothing on top of it so it will still be easy to find even
if the garage burns.
I know this from experience. I helped a friend dig her safe out of the
basement of her burned-out house. We did find the safe, but it took hours
and was not particularly fun. Don't let your important papers be buried in
the expensive fire-proof safe in case of a fire. Put the safe in a smart place!