Why you should have an online social security

on Tuesday, 06 March 2018. Posted in Editorials, Opinions

The possibility cannot be dismissed. Sensitive financial and medical data pertaining to your life may not be as safe as you think, and thieves may turn to a vast resource to try and mine it – the Social Security Administration Consider three facts, which

Bad money habits to break in 2018

on Tuesday, 20 February 2018. Posted in News, Editorials

Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns year after year. If you sometimes succumb to these financial tendencies, the New Year is as good an occasion as any to alter your behavior.

Retirement questions that have nothing to do with money

on Wednesday, 14 February 2018. Posted in Editorials, Opinions

Retirement planning is not entirely financial. Your degree of happiness in your “second act” may depend on some factors you cannot quantify. Here are a few of those factors as well as the questions they may end up provoking in your mind. Where will you li

The worth of waiting

on Monday, 18 December 2017. Posted in Editorials, Opinions

Most of us can identify with the anxiety of the Christmas season. I remember being so excited the last day of school before the winter break, I could hardly contain myself. The expectation of the possibility of seeing Santa and finding my toys had “appear

Should we reconsider what “retirement” means?

on Monday, 11 December 2017. Posted in Editorials, Opinions

An executive transitions into a consulting role at age 62 and stops working altogether at 65; then, he becomes a buyer for a church network at 69. A corporate IT professional decides to conclude her career at age 58; she serves as a city council member in

Year-end charitable gifting

on Tuesday, 28 November 2017. Posted in Editorials, Opinions

Are you making charitable donations this holiday season? If so, you should know about some of the financial “fine print” involved, as the right moves could potentially bring more of a benefit to the charity and to you.

Cybercurrencies: A risky choice

on Tuesday, 05 September 2017. Posted in Editorials, Opinions

Bitcoin. Ethereum. Litecoin. Ripple. These are just four of the cybercurrencies attracting opportunistic investors today. Are they the next big thing? Or the next big bust? The answer to that question may vary per day, week, month, or year.

Should you apply for Social Security now or later?

on Tuesday, 06 June 2017. Posted in Editorials, Opinions

Now or later? When it comes to the question of Social Security income, the choice looms large. Should you apply now to get earlier payments? Or wait for a few years to get larger checks?

The Federal Reserve raises benchmark interest rate

on Thursday, 06 April 2017. Posted in Editorials

On March 15, the Federal Reserve raised the benchmark interest rate by a quarter-point to a range of 0.75-1.00%. The increase was widely expected, and it represented a vote of confidence in the economy.

Should the self-employed plan to work past 65?

on Wednesday, 22 March 2017. Posted in Editorials

About 20% of Americans aged 65-74 are still working. A 2016 Pew Research Center study put the precise figure at 18.8%, and Pew estimates that it will reach 31.9% in 2022.

Pet Talk: Cataracts could affect your pet’s vision

on Wednesday, 15 March 2017. Posted in Editorials

If you’ve noticed your pet’s eye lenses becoming cloudy or opaque, your pet could be developing cataracts. Though cataracts can decrease vision, or even cause complete blindness

Building an emergency fund

on Wednesday, 15 March 2017. Posted in Editorials

We all would love to have a little extra cash on hand for emergencies. Saving up that cash can be a challenge – but with a little effort, that challenge can be met.

Managing money well as a couple

on Wednesday, 15 February 2017. Posted in Editorials

When you marry or simply share a household with someone, your financial life changes – and your approach to managing your money may change as well.

Do our attitudes about money help or hurt us?

on Wednesday, 11 January 2017. Posted in Editorials, Opinions

Our relationship with money is complex and emotional. When we pay a bill, go to the mall, trade in a car for a new one, hunt for a home or apartment, or pass someone seemingly poor or rich on the street, we feel things and harbor certain perceptions.

The intriguing post-election rally

on Wednesday, 28 December 2016. Posted in Editorials, Opinions

Wall Street likes certainty. When startling financial, political, or societal events occur, volatility usually follows, and the major indices may fall. In late October, the Dow Jones Industrial Average went on a multi-day losing streak as Donald Trump
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